#How to get apple care insurance full#

As you alluded to in your question, there are several options for purchasing smartphone and other gadget insurance. The first thing you need to figure out is how much insurance will cost you and what it will cover.

#How to get apple care insurance full#

While others would prefer to have the peace of mind that comes with knowing their device can be replaced right away without having to pay full price for a new handset. Some people would rather save the money they'd spend on the insurance premiums and deductible and hope nothing bad happens to their gadget. But if he goes two years with not so much as a scratch on his precious new gadget, it's a waste of money.

If your son's new iPhone is lost, stolen, or damaged in the first few months of his owning it, then it's a terrific bargain. The problem with buying any kind of insurance is, of course, that you simply don't know what will happen in the future. Is it a good idea or a waste of money? Would I need to get Apple Care in addition to an insurance plan? And do you think I should get the insurance from a carrier or through a third-party company? I was wondering if I should also consider getting an insurance policy for the phone. I am getting my son an iPhone 5 for Christmas. To buy insurance or live dangerously without? I also offer some advice to an Apple iPhone fan who wants to know if he should wait for the next iPhone, rumored to be out in June or July.

That's the question I answer this time in Ask Maggie. You may have paid only $200 for your latest smartphone, but if you had to replace that device before you became eligible for a subsidy from your carrier, it could cost you more than $600.